Short Sale Help for Homeowners

Short Sale vs. Foreclosure

Wed, 19 May 2010 09:40:35 GMT

Short Sale vs. Foreclosure

Everyday I speak with families in Minnesota who are struggling to make their mortgage payments. They have talked with their bank for days, months even years to keep their home. They have tried or done a loan modification but it just is not helping make the payment.

Why? Because of a loss of income, divorce, medical expenses and many other factors families today are just not able to get back on track. These are major life changing events for anyone. But, on top of something like this happening to you or someone you know, real estate values have plunged 20%, 30% and 50% in some areas of Minnesota. The question everyone keeps asking is, "What do I do and HOW?"

These are the best questions anyone who is suffering a hardship should be asking. Why? Because this means you are searching for an answer. Keep Searching! www.AvoidForeclosureMN.info has the answer. We have developed this site which has 12 FREE reports and counting. These reports will tell you everything you need to know to get the 900 pound gorilla off your back and get YOU back on your feet.

The time to act is NOW! There is help out there and it is FREE. The banks are willing to pay your realtor fees to help you do a short sale. Your job is to find a realtor who actually knows what they are doing and doesn't make your already difficult situation even worse. Visit: www.GovHousingPrograms.info to find out how you can qualify for the new HAFA program which pays homeowners who do a short sale $3,000.

Your search has ended and the place to get HELP today is www.StepsToAvoidForeclosure.info

I am here to help.......

Matt Johnson - 952.457-7007 - matt.johnson@remax.net

P.S. Short Sale MN, Foreclosure MN, HAFA Government Programs, Loan Modifications...... We can help answer all your questions on any of these subjects. Call or email me today. It is FREE and there is No Cost and No Obligation.

Cash for Short Sales

Short Sales are More Valuable Than Ever!

Avoiding foreclosure is always a smart move, but now there are incentives that make it an even better one.

Short sales and deeds-in-lieu are dignified solutions to foreclosure, and now the government is making them easier and quicker through the Home Affordable Foreclosure Alternatives Program, or HAFA, which also gives the homeowner $3,000 for participating.

With the free report provided here, you can learn all the benefits of completing a HAFA short sale. Simply fill out your information below for details on the program and how you would benefit.

Please read this report to learn the facts, and contact me to start exploring solutions.

Mortgage Relief Fraud

Don't Be the Next Victim of Mortgage Relief Fraud!

It's a sad but true fact that homeowners in danger of losing their homes are extremely vulnerable to scams. With more and more people in this situation, it has become increasingly common for con artists to devise schemes that take advantage of this vulnerability.

The problem is that the solutions that these fraudsters approach homeowners with almost always have a grain of truth to them. They can sound a lot like the actual solutions that really can help homeowners, and it can be difficult to tell the difference between what is fake and what is real.

That is why it is important to have a trained professional on your side. As a Certified Distressed Property Expert, or CDPE, I am uniquely trained to help you understand the difference between these scams and the real solutions that can actually help you protect your financial future.

Download my free report, entitled, "Mortgage Fraud Alert!" on this page, and then contact me so I can answer any of your questions and help you navigate the process without becoming the next victim.

The Robo-Signing Settlement

The Robo-Signing Settlement: How it can help you stay in your home!

The news has been abuzz in the past few weeks about the historic Robo-Signing Settlement reached between the government and five major lenders. The settlement raises lots of questions, but for homeowners who are in danger of losing their home there is only one:

Can this settlement help me stay in my home?

The answer: Possibly! But regardless of whether you meet the specific eligibility requirements of the settlement, it is important to remember one thing:

THERE ARE OPTIONS!

As a real estate professional who has earned the Certified Distressed Property Expert (CDPE) designation, I have information about what this settlement means for distressed homeowners.

If you or someone you care about is in danger of losing their home and think they have no options, contact me today for a confidential consultation.

Crushing You

Is the Strain of Foreclosure Crushing You? You have options!

A lot has changed since you bought your home.

If you or someone you know are among the 10 million homeowners who are falling further behind every month because of an unmanageable mortgage payment, then that weight may feel unbearable. But there is actually some encouraging news:

You have options, and foreclosure is not one of them!

As a real estate professional with the Certified Distressed Property Expert (CDPE) designation, I offer all of my clients the benefit of the best expertise and insights when it comes to foreclosure avoidance.

Take a look at my site and download a copy of my free report entitled "Is the Strain of Foreclosure Crushing You?" Then contact me for a free, confidential consultation.

Mortgage Debt Relief

Not All Sunsets are Beautiful...

In 2007, the Mortgage Debt Relief Act was passed in an attempt to help the millions of homeowners who, due to the housing crisis and economic crash, suddenly found themselves in danger of losing their home to foreclosure.

The act gave homeowners relief from the tax responsibility that accompanied forgiven debt or short sales. Often, these taxes would be more than most distressed homeowners could afford.

At the end of 2012, the act will expire. There is a bill in Congress that would extend it, but it is unclear if it will pass. Homeowners who wait could miss this once-in-a-lifetime chance to save themselves tens of thousands of dollars while freeing themselves from an unmanageable mortgage.

The clock is ticking, but there is still time to change your financial situation and avoid foreclosure. As a Certified Distressed Property Expert (CDPE), I am uniquely qualified to guide you through your options and help you find the right one for your situation.

Take a look around my site and read the free reports that are available. Write down any questions you have and then call me today for your free, confidential consultation.

On the Edge of Losing Your Home?

When you or someone you know is pushed to the edge of foreclosure, it is vital to know that you have options.

It is my duty as a real estate professional to reach out to distressed homeowners. As a CDPE designated agent, I have received extensive training to help homeowners avoid foreclosure.

I created this site to provide a lifeline of information regarding alternatives. From short sales to loan modifications, I can provide information to help.

For a free report on foreclosure alternatives, fill out the form below and click "Send." Take action today and avoid falling into foreclosure. I'm only a phone call or email away.

Short Sale Incentives

Short Sale Incentives: Why Banks will Give You Money to Sell the Home You Can't Afford

In the past, homeowners enduring these challenges had very few options, and most of them would either be forced to lose their home to foreclosure.

Today, however, there are more options. The government and the banks have created a multitude of programs and foreclosure alternatives that can help people in these circumstances find a dignified solution for their problems without crippling their financial future. These options include loan modifications, refinancing, or short sales.

The most amazing development in today's market, however, is one simple fact: Banks are now willing to give cash to homeowners to sell the home they can't afford.

Take a look at my site, read the free reports, and write down any questions you have. Then, call me today for your free, confidential consultation.

Loan Mod Secrets

Loan Modification Secrets

For some homeowners in danger of losing their home to foreclosure, there has been a lot of incomplete information out there. For example, many believe that a loan modification is a "cure-all" for distressed homeowners. While it is true that it can be a good option for some people, it isn't always the best solution.

There are many more options available to homeowners.

As a real estate professional with the Certified Distressed Property Expert (CDPE) designation, I have put together a list of 5 questions that anyone who is in danger of losing a home should ask before they make a decision.

Take a look at the information on this site and download a copy of my report entitled "Loan Modification Secrets." Then Contact me today and schedule your free, confidential consultation.

Short Sales vs Foreclosures

Short Sale vs. Foreclosure

Making the Right Choice for a Stable Future

The US housing crisis has claimed millions of victims. Unfortunately, many homeowners are losing their homes to the bank because either they think that a short sale will have the same financial effect as a foreclosure or they don't know their options.

The good news is that homeowners don't have to navigate this process on their own. I am available for those who need my expertise to get back on the path to stability.

If you, or someone you know has questions about this information, or would like to get started creating a plan, call me today.

The more proactive we are, the better the chance of finding financial freedom and stability.

Escape Your Unmanageable Mortgage

Getting free doesn't have to mean running away.

Today, many homeowners find themselves unable to escape an unmanageable mortgage. Some of them are being given some bad advice.

They are being told that walking away from their mortgage and letting the bank foreclose is their best possible option. It is called Strategic Default, and it has terrible consequences.

As a real estate professional who has earned the Certified Distressed Property Expert (CDPE) designation, I make it my mission to know the best possible options available to distressed homeowners for both their present AND their future.

Read the report on my site entitled Escape Your Unmanageable Mortgage: Getting free doesn't have to mean running away. Then, call me and schedule your free, confidential consultation.

ATTENTION Distressed Homeowners

Attention Distressed Homeowners: Avoiding Foreclosure Is More Important Than Ever!

On January 1, 2013, Congress passed an extension of the Mortgage Forgiveness Debt Relief Act. The extension of this act, which has saved homeowners more than $1 billion dollars in taxes, is great news for struggling homeowners nationwide.

For another year, distressed homeowners can pursue foreclosure alternatives, such as loan modifications and short sales, without paying potentially thousands of dollars in taxes on forgiven mortgage debt.

To learn more about the Mortgage Forgiveness Debt Relief Act and foreclosure alternatives, browse the information on my site and download a copy of my free report entitled "Attention: Distressed Homeowners! Congress Renews Critical Homeowner Relief Program!"

If your or someone you know is facing foreclosure, contact me for a free, confidential consultation, and I'll help find the best possible solution.

Short Sale & Deed-In-Lieu

Contrary to what you may have heard, lenders actually want to avoid foreclosure wherever possible. That’s why they’re accepting more short sale and deed-in-lieu transactions everyday in an effort to eliminate unnecessary foreclosures. This is great news for homeowners facing financial distress.

To help you understand more about these two options, I’ve prepared a free report just for you, called ‘Short Sale & Deed-in-Lieu: Dignified Solutions.’ To receive your free report, please provide your information in the fields below.

I hope you’ll review these options carefully and pass this information along to those who may need it. I commend your efforts to finding a solution to the difficult financial situation that you or someone you know is currently facing. Providing the best advice and information in your time of need is my priority.

Let me help you evaluate your options and get you back on track to a secure financial future.

7 Short Sale Myths

There are millions of homeowners just like you who are looking for answers and don’t know what to do. You’re not alone and you’re in the right place.

As a Certified Distressed Property Expert, I have training and experience in providing solutions to homeowners facing financial hardship. Despite my best efforts, there’s still an overwhelming amount of misinformation about the options available, especially short sales.

To give you a better idea of the short sale option, and to set straight some of the myths you may have heard, I’ve prepared a free report just for you - please fill out the information below to receive your free report. This report will clarify the following myths:

The Bank Would Rather Foreclose Than Bother With A Short Sale
You Must Be Behind On Your Mortgage To Negotiate A Short Sale
There Is Not Enough Time To Negotiate A Short Sale Before My Foreclosure
Listing My Home As A Short Sale Is An Embarrassment
Short Sales Are Impossible And Never Get Approved
Banks Are Waiting On A Bailout And Not Accepting Short Sales
Buyers Are Not Interested In Short Sale Properties

These ideas are potentially harmful to homeowners seeking real solutions. I hope you’ll review this information for yourself or share it with a homeowner in need.

In these times, we all need to know the truth to know how to get back on track.

If you have any additional concerns about this issue, or your circumstances are urgent, please give me a call.

The Johnson & Murphy Real Estate Team
952.431.0438

The Truth About Mortgage Modifications

The decisions you make as a homeowner today hold a profound impact on your financial future. However, it is important to safeguard yourself from misinformation and fraud. Get the facts regarding your situation and always have a contingency plan.

For those who qualify, a mortgage modification is the ideal remedy to their financial distress. I’ve prepared a FREE report on the truth about mortgage modifications to guide you through this important process. Simply provide your information below to get this valuable information, and feel free to pass it along to anyone who may need it. One homeowner lost to foreclosure is one too many!

As a Certified Distressed Property Expert, I have training and experience in providing solutions to homeowners facing financial hardship. Together, we can formulate a plan to get back on track.

If you have any unanswered questions, or your circumstances are urgent, please call me today.

The Johnson & Murphy Real Estate Team
952.431.0437

Options and Solutions

Thank you for visiting this site and taking the first step toward finding answers. I appreciate what it has taken for you to come here, and commend your efforts to get the facts about your situation. The current real estate environment can be frustrating, with misinformation and conflicting plans for how to proceed.

As a real estate agent, what I often see in troubled homeowners is a belief that they are alone with their challenges. Regrettably, over 70% of homeowners in foreclosure proceed without ANY visible assistance. This is not acceptable for the communities I serve.

That's why I've developed this site: to ensure you get the valuable resources that can reduce your financial strain and change your life for the better. As a CDPE I know the options for homeowners in foreclosure or delinquent on their mortgages, and I can send you a report detailing this information, prepared just for you.

Simply enter your information below and click "Send." I hope that you will review this information carefully, so that your next steps are the right steps toward a real solution.

Let me help you evaluate your options and get back on track to a solid, stable future.

Foreclosure Vs. Short Sale

As a Certified Distressed Property Expert, I have devoted my career to helping homeowners who face difficult situations, taking them from uncertainty to resolution. Lately I've found a lot of conflicting information going around, especially concerning short sales, which you should know about.

A short sale occurs when a lender accepts the selling price of a home, even if it is less than the full amount owed on the mortgage. For particular homeowners, this can be the best option to foreclosure. Yet, I still hear people suggest that short sales are basically the same as foreclosure.

This is absolutely wrong!

You need to have the CORRECT information. That’s why I'm glad you're here. To help, I’ve prepared a free report—just for you—that compares the realities of foreclosures and short sales side-by-side. Simply provide your information below, and I'll send you this report.

If you have any additional concerns about this issue, or your circumstances are urgent, please feel free to give me a call. I can help you evaluate your options and get you back on track to a secure financial future.

The Johnson & Murphy Real Estate Team 952.431.0438

Think You Cant Sell Your Home

Why people are lining up to buy your home!

Today's real estate market is very different than it was a year ago. Prices have increased rapidly over the past 6-8 months. In fact, the average home has gone up over 10% in the past year, a rate that is expected to continue for the foreseeable future. Low inventory combined with an increased number of people wanting to buy means that sellers are in the driver's seat in today's market.

I have a report which explains in detail why prices have gone up and why your home might be worth more than you think! The report is entitled "Think You Can't Sell Your Home? Think Again!," and I believe you'll be surprised by when you download and read the report. Once you are done, contact me today for a free market analysis.

Time is Running Out

Time is Running Out:
How the Mortgage Debt Relief Act Can Save Your Home

The act gave homeowners relief from the tax responsibility that accompanied forgiven debt or short sales. Often, these taxes would be more than most distressed homeowners could afford.

At the end of 2012, the act will expire and homeowners will miss this once-in-a-lifetime chance to save themselves tens of thousands of dollars while freeing themselves from an unmanageable mortgage.

Take a look around my site and read the free reports that are available. Write down any questions you have and then call me today for your free, confidential consultation.

Your Ticket to Freedom from Mortgage Frustration

In the news, there is talk of a housing recovery. Experts feel more optimistic about the state of the housing industry in America. However, if you or someone you know is one of the millions of homeowners who is stuck with a home on which you owe more than the property is worth, however, the feeling of helplessness can be overwhelming and frustrating.

CLAIM YOUR TICKET TO FREEDOM!

As a Certified Distressed Property Expert (CDPE), I make it my business to know all of the ins-and-outs of the options that are available for people who are in danger of losing their homes and help the challenges head-on.

Take a look at the information on this site and then Contact me today to schedule a free, confidential consultation.

Real Stories from Real Homeowners

Real Stories from Real People

It isn't uncommon for homeowners who owe more on their mortgage than their home is worth and don't know what to do to feel as if they have no options and that they are all alone. This is just not true. There are many homeowners who have been in this situation and have made it through.

I have a report on this site that tells the stories of three real homeowners who have been in this situation, faced foreclosure and who now have successful, happy lives. Read these stories. I am betting that you'll identify with at least one of them.

Download the free report, entitled, “Real Stories from Real Homeowners" on this page, and then contact me for a free, confidential consultation. Together, we will begin writing your success story.

Mortgage Payments Weighing You Down?

Give Yourself and Your Family the Gift of a Fresh Start to 2012!

If you've spent too much of 2011 living under the dark cloud of an unaffordable house payment, you're in good company. Current estimates are that more than 25 percent of all homeowners in this country would net less on the sale of their home than the amount they owe on their mortgage, and 6.3 million homeowners are in some stage of foreclosure.

The good news is that you have options. Helping homeowners to avoid foreclosure has actually emerged into the spotlight of as a national priority, with major banks, the Federal government and many state and local agencies offering more assistance than ever before to financially strapped homeowners.

As a real estate professional who has earned the Certified Distressed Property Expert (CDPE) designation, I am tapped into the full scope of solutions for helping financially distressed homeowners to make a fresh start. If you'd like to learn more, I invite you to access my free report: "Mortgage Payments Weighing You Down? Give Yourself the Gift of a Fresh Start."

Contact me today and let's get started!

Missing Mortgage Payments? It's Never Too Late!

Missing Mortgage Payments?

It's Not Too Late!

According to Lender Processing Services (LPS), over 6.32 million homeowner missed their mortgage payments in April 2011. Another four million have missed more than three months of payments and are now considered seriously delinquent. If you or someone you care about is having difficulty making mortgage payments, you should know it's not too late to get help.

I created this website so homeowners could gather as much information as possible about a homeowner's options and what steps should be taken next. The free reports available on this site are phenomenal resources for you to learn more about how I can help overwhelmed homeowners overcome this temporary challenge in life.

Strategic Defaults are NOT Strategic

Walking Away Is NOT The Answer

You may have heard that a “strategic default” can be an appropriate and even beneficial reaction to an upside-down mortgage or impending foreclosure. While this idea is widespread, the truth is that default is never an easy road to choose, and rarely ever strategic.

Unfortunately, the ramifications of a “strategic default” are rarely explained, leaving many homeowners stranded on an island of misinformation. To assist you, I’ve prepared a free report outlining the myths and misrepresentations of strategic defaults.

Fill out your information below for this free report. Don’t hesitate. Get the facts today!

Foreclosure Fairytale

The Foreclosure Fairytale

There is a lot of misinformation out there.

I would not be surprised to find out that you have heard that a foreclosure is sometimes the best option for you. Nothing could be further from the truth. For the vast majority of homeowners out there who are in danger of losing their homes, a short sale represents a vastly superior option.

The reality is that a foreclosure is a devastating option.

As a real estate professional with the Certified Distressed Property Expert (CDPE) designation, I have put together all of the benefits of a short sale over a foreclosure in a free report that is available to anyone.

Take a look at my site and download a copy of my free report entitled "The Foreclosure Fairytale" Then contact me for a free, confidential consultation.

Short Sale Help for Homeowners

Short Sale vs. Foreclosure

Cash for Short Sales

Cash for Short Sales

Mortgage Relief Fraud

Don't Be the Next Victim of Mortgage Relief Fraud!

The Robo-Signing Settlement

The Robo-Signing Settlement: How it can help you stay in your home!

Crushing You

Is the Strain of Foreclosure Crushing You? You have options!

Mortgage Debt Relief

Not All Sunsets are Beautiful...

On the Edge of Losing Your Home?

On the Edge of Losing Your Home?

Short Sale Incentives

Short Sale Incentives: Why Banks will Give You Money to Sell the Home You Can't Afford

Loan Mod Secrets

Loan Modification Secrets

Short Sales vs Foreclosures

Short Sale vs. Foreclosure

Making the Right Choice for a Stable Future

Escape Your Unmanageable Mortgage

Getting free doesn't have to mean running away.

ATTENTION Distressed Homeowners

Attention Distressed Homeowners: Avoiding Foreclosure Is More Important Than Ever!

Short Sale & Deed-In-Lieu

Short Sale & Deed-In-Lieu

7 Short Sale Myths

7 Short Sale Myths

The Truth About Mortgage Modifications

The Truth About Mortgage Modifications

Options and Solutions

Options and Solutions

Foreclosure Vs. Short Sale

Foreclosure Vs. Short Sale

Think You Cant Sell Your Home

Why people are lining up to buy your home!

Time is Running Out

Time is Running Out: How the Mortgage Debt Relief Act Can Save Your Home

Your Ticket to Freedom from Mortgage Frustration

Your Ticket to Freedom from Mortgage Frustration

CLAIM YOUR TICKET TO FREEDOM!

Real Stories from Real Homeowners

Real Stories from Real People

Mortgage Payments Weighing You Down?

Give Yourself and Your Family the Gift of a Fresh Start to 2012!

Missing Mortgage Payments? It's Never Too Late!

Missing Mortgage Payments?

It's Not Too Late!

Strategic Defaults are NOT Strategic

Walking Away Is NOT The Answer

Foreclosure Fairytale

The Foreclosure Fairytale

Time is Running Out:
How the Mortgage Debt Relief Act Can Save Your Home